# Financing and invoice purchase

Financing features are provided by Ropo Finance. They require an agreement before you can use them.

### Financing (`finance: 1`)

Set `finance` to `"1"` on the invoice `dataset`. The invoice is accepted into the system. Delivery can be paused while the financing decision is pending.

#### Requirements

* Financing agreement is active.
* Debtor is a company (`customertype: "1"`).
* `govid` is valid.

#### Example

```json
{
  "datastream": {
    "dataset": [
      {
        "jobtype": "0",
        "finance": "1",
        "customertype": "1",
        "company": "Example Company",
        "govid": "2262509-5",
        "address": "Example street 1",
        "postcode": "00100",
        "city": "Helsinki",
        "billdate": "2026-02-06",
        "paydate": "2026-02-20",
        "payrow": [
          { "desc": "Goods", "count": "1", "amount": "385.14", "taxpr": "24" }
        ]
      }
    ]
  }
}
```

### Invoice purchase (`finance: 2`)

Set `finance` to `"2"`. This requests invoice purchase instead of financing.

#### Requirements

Same as financing:

* Agreement is active.
* Debtor is a company.
* `govid` is valid.

{% hint style="warning" %}
Do not use `fixedfee` with financed or purchased invoices.
{% endhint %}


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